首页 / 经济补偿金个税计算器
经济补偿金个税计算器
3倍当地平均工资以内免税，超出部分单独计税。
Severance is a supplemental wage, just like a bonus
The IRS treats severance pay the same way it treats bonuses and commissions: as a "supplemental wage." That means the same withholding options apply — a flat 22% federal rate (37% above $1 million in supplemental wages for the year) or the aggregate method that combines it with your regular pay. FICA (Social Security and Medicare) also applies to severance the same way it applies to regular wages.
A few things worth knowing after a layoff
These are general educational notes, not advice for your situation. COBRA lets you continue your former employer's health coverage for a limited period, usually at the full premium cost plus an administration fee. Unemployment benefits vary by state — a lump-sum severance payment can sometimes delay or reduce the unemployment benefits you're eligible for, depending on how your state treats severance. Check with your state's unemployment office and consider talking to a CPA about the tax-year timing of a severance payment.
Not tax advice. Figures use the 2024 federal tax year and are estimates for general education only — every situation is different. Confirm your numbers with a CPA or tax professional, and check the current year's IRS figures, before filing or making financial decisions.
常见问题
经济补偿金一定要交税吗？
不超过当地上年职工平均工资3倍的部分免征个人所得税，超过部分才需要按综合所得税率表单独计算纳税，不与当年工资薪金等其他综合所得合并计税。
免税上限的具体数额去哪里查？
各城市"上年职工平均工资"每年由当地统计局或人社部门公布，3倍数额需要自己计算或直接咨询当地税务、人社部门，本工具的默认值仅为示例，请务必替换为你所在城市的实际数据。
经济补偿金和赔偿金一样吗？
不完全一样，具体名目和性质（如经济补偿金、代通知金、赔偿金等）可能适用不同的税务处理规则，如果情况复杂，建议咨询税务师或劳动法律师。
公司少发或不发经济补偿金怎么办？
这属于劳动争议范畴，不是税务问题，建议咨询劳动仲裁部门或劳动法律师，本工具仅提供税额计算，不涉及劳动权益纠纷。